Ruth Rules |
I'm Ruth, I rule |
So I sat down yesterday and looked through my current credit card debt and worked out how much was left to clear and how much I would need to put aside each month to clear it ready for my masters. I wont go into massive details as my debt is not something I am proud off. Anyway I have worked out that to clear all my debt and leave me with a little amount of savings for my masters I will have a budget of £200 a month. This is after all my outgoings. So that will be £200 a month for travel, presents, clothing etc. It should prove interesting. I think I can do it but I will def have to give up the shopping. I think I am going to record my spending on here too so I can keep an eye on my spending.
In aid of my new thrifty living I reserved some library books and picked them up today. They are:
I’ll let you know if I learn anything useful from them!